Florida insurance companies are required to offer this type of coverage to all of their customers. If you choose not to purchase it, you must sign a form known as a UM Selection/Rejection Form. Your UM coverage may also be “stacked” meaning that the limits may be multiplied by the number of covered vehicles on your policy.
If you are injured in an accident involving an uninsured or underinsured motorist, or a hit and run driver, you may be entitled to compensation under your Uninsured/Underinsured motorist coverage. At the outset, we will meet with you to review your policy to help you understand exactly what coverage may apply to your case.